Terms of Use

By accessing and using the vionkyonline website (vionkyonline.com) and our financial services platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and vionkyonline Financial Services.

If you do not agree with any part of these terms, you must not use our services. Your continued use of our platform constitutes acceptance of any modifications to these terms.

These terms apply to all visitors, users, and others who access or use our investment education services, learning programs, and financial guidance resources.

vionkyonline provides educational resources and learning programs focused on financial literacy and investment understanding. Our services are designed to help users develop knowledge and skills in financial planning and investment concepts.

Our platform offers:

• Educational content about financial markets and investment principles
• Learning programs designed to build financial literacy
• Resources for understanding investment concepts and strategies
• Tools and materials for personal financial education

All content provided is for educational purposes only and should not be considered as personalized financial advice. Users are encouraged to consult with qualified financial professionals before making investment decisions.

As a user of our platform, you agree to use our services responsibly and in accordance with applicable laws. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

Users must not:

• Share false or misleading information when creating accounts or using services
• Attempt to gain unauthorized access to our systems or other users' accounts
• Use our platform for any illegal or unauthorized purposes
• Interfere with or disrupt the operation of our services
• Violate any applicable local, state, national, or international laws

We reserve the right to suspend or terminate accounts that violate these terms or engage in inappropriate conduct.

All content, materials, and resources available on our platform, including but not limited to text, graphics, logos, educational materials, and software, are the property of vionkyonline or our content providers and are protected by copyright and other intellectual property laws.

Users may access and use our educational materials for personal learning purposes only. Any reproduction, distribution, or commercial use of our content without explicit written permission is prohibited.

The vionkyonline name, logo, and all related marks are trademarks of vionkyonline Financial Services and may not be used without our prior written consent.

We are committed to protecting your privacy and handling your personal information responsibly. Our collection, use, and protection of your data is governed by our Privacy Policy, which forms an integral part of these Terms of Use.

By using our services, you consent to the collection and use of your information as described in our Privacy Policy. We implement appropriate security measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction.

You have the right to access, update, or request deletion of your personal information in accordance with applicable data protection laws.

Our educational services and content are provided "as is" without warranties of any kind, either express or implied. While we strive to provide accurate and up-to-date information, we cannot guarantee that all content is completely accurate, complete, or current.

vionkyonline shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services, even if we have been advised of the possibility of such damages.

Users acknowledge that investment and financial decisions involve risk, and any educational content provided should be supplemented with professional financial advice tailored to individual circumstances.

vionkyonline reserves the right to modify these Terms of Use at any time. We will notify users of significant changes through our website or by email. Continued use of our services after such modifications constitutes acceptance of the updated terms.

We may also update our services, features, or educational content from time to time. These updates are designed to improve user experience and educational value.

Users are encouraged to review these terms periodically to stay informed of any changes that may affect their use of our platform.

Either party may terminate this agreement at any time. Users may stop using our services and close their accounts at any time by contacting our support team.

vionkyonline may terminate or suspend user accounts immediately, without prior notice, if users breach these terms or engage in conduct that we determine to be harmful to our platform or other users.

Upon termination, users' rights to access and use our services will cease immediately, though certain provisions of these terms will survive termination.